Disability insurance can provide you with financial security by replacing a portion of your earnings when an accident or illness causes you to become disabled and unable to work or earn an income.
Accidents and illnesses are a fact of life. They could happen to anyone at any time. Did you know that
- 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.
- The average length of a disability that lasts over 90 days is 2.9 years.
Both personal and business disability insurance solutions are available that offer flexibility and features to help bridge the gap between income and expenses during a disability.
Personal Products
Whether you’re a professional, business owner, executive or employee, your financial advisor can tailor a plan to help meet your needs.
Business Products
As a business owner, you want to protect both your independence and profitability. We offer several types of insurance for business owners to reimburse certain business expenses, fund a buy-sell agreement or help hire a replacement for a disabled employee.
Who should consider disability insurance?
Employees without a group insurance plan:
– Self-employed workers
– Small business owners
– Employees who may or may not be covered by the Act Respecting Industrial Accidents and Occupational Diseases
(Insurance products are provided through multiple insurance carriers.)